FAQ » What Are the Key Steps to Finding a Judgment Debtor?

In order to serve the notice of your particular lawsuit, you need to first find your judgment debtor. The next step will be to recover your judgment against this person. It is important to understand that no one else can pay off your judgment. In case you know where the person lives, this would be the most important piece of information toward finding assets. This could easily lead to recovering your particular judgment. 

Place Where the Person was Served 

In case your judgment debtor was served at his work or residence, this will be the first place to look for this person. If the judgment is not recent, your judgment debtor may have changed his place of work or stay. However, these places can still be a good start. 

There are many judgment debtors who try to evade their creditors. However, creditors are still able to find them. You need to start with everything you know, and proceed from there. For instance, you may also have information about your judgment debtor’s address. This way, you can contact people who might know something about him. 

 Talk to Close Ones

While talking to your judgment debtor’s former or current neighbors, roommates, family members or coworkers, you should not come across in a way that could easily arouse suspicions. An appropriate method of acquiring informal and free information from people who know your judgment debtor is to say some ‘white’ lies. For instance, you could tell them you’re an old friend who was just in town to meet the person. 

 It is worth mentioning that you should never lie to acquire your judgment debtor’s financial or banking information. It’s still alright to say some lies to find out where your judgment debtor lives, his contact number, email address and other such information. If you’re lucky, you might come across a person who gives you a lot of information about your judgment debtor. 

Moreover, you should notice if the person you’re talking to shows any negative feelings about your judgment debtor. Such a person could give you a lot of information. You should listen to them carefully, while asking various questions gently. 

Most of the time, the best source of information about a person is his ex-spouse or former girlfriend. The second best is your judgment debtor’s co-workers and friends. You should contact them to gather more information. Some one of them may have a sympathetic ear and give you valuable information. 

 Act Normally 

While trying to find a person, you should never act like a private investigator or bill collector. You should not even tell the person about the judgment against your debtor. You should try to find if there are any other judgments against your debtor at the same court where your judgment was given. It could be very helpful to find and contact other creditors. 

 These people might be very glad to share all the information about your judgment debtor. However, there are times when another creditor will not like to share his information. The primary reason for such behavior may be that the other creditor is still looking for your judgment debtor. The first person to get paid is the winner. 

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